How do you settle debt with credit card companies?
tim asked:
I 've got? some debt that 's currently in collections. And get? to speak with one of the fundraisers and? l Revel? that the company? is a half? willing to put about 75% of the debt owed. But since they're b? Physically screwed? Ndolo with inter? S outragous that never really allows you to pay off the debt principal, is that they want to put even less. ? Cu? Them some tricks? Useful when dealing with these two? Sites?
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I 've got? some debt that 's currently in collections. And get? to speak with one of the fundraisers and? l Revel? that the company? is a half? willing to put about 75% of the debt owed. But since they're b? Physically screwed? Ndolo with inter? S outragous that never really allows you to pay off the debt principal, is that they want to put even less. ? Cu? Them some tricks? Useful when dealing with these two? Sites?
Website content
Website content says:
December 3rd, 2009
2:51 pm
Caffeinated Content - Members-Only Content for WordPress
Educate yourself before you call back the collector. They purchase debts for pennies on the dollar. If charge off was 1000, they could have purchased it for 150.00 and now come after your for the full 1000 plus fees. A charge off at a bank is a lost of profits, this is in the end is great for the bank for it effects amount of business taxes paid. It is a hassle though. Educate yourself. Follow the link below. And do not let them threaten of lawsuit. Court fees cost more than debt, even if they paid pennies on the dollar.
Caffeinated Content says:
December 4th, 2009
6:07 pm
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Do not talk with debt collectors over the phone. No mather how smart you think you are, they are trained to get the best of you.
Instead send them a letter stating that the cannot contact you by phone anymore. Any contact has to be by US mail to an address that you specify. Send letter by certified mail and keep copies for your records.
Never reveal any personal information to a debt collector. They will use it against you. Don’t appear desperate, just play the waiting game with them. Remember, that you have the power, you have the money, and they are the ones who want to get their hands on it.
If they come up with a settlement that seems fair to you, include a “pay for delete” agreement. Don’t pay them a dime before they agree to delete all derogatory information they have placed in your credit files. It is very important that you get the agreement in writing first before you pay.
Good luck.
Caffeinated Content - Members-Only Content for WordPress says:
December 5th, 2009
7:19 pm
Caffeinated Content
I was in debt about till about 6 months ago. I found this free E-Book that basically answered every single one of my question and helped me get totally out of debt. Its at .It was %100 free and within 20 seconds your emailed both ebooks. I now am able to answer the phone every time it rings and actually know for the first time in my life its not a creditor.check out